Welcome to moraybay-tins.com. These Terms and Conditions (“Terms”) govern your access to and use of our website and services. By using our site, you agree to abide by these Terms. If you do not agree with any part of these Terms, please do not use the site or our services.
- Acceptance of Terms
By accessing or using moraybay-tins.com, you acknowledge that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. These Terms apply to all visitors, users, and clients of moraybay Financial Solutions. - Services Offered
moraybay Financial Solutions offers a variety of financial services, including:
Personal and business loans
Credit repair and financial coaching
Investment and wealth advisory
Budgeting tools and educational resources
All services are subject to approval, eligibility verification, and applicable legal requirements.
- Eligibility
To use our services, you must:
Be at least 18 years old
Provide accurate and complete information
Not use the site or services for any unlawful or unauthorized purposes
We reserve the right to deny service to anyone for any reason at our discretion.
- User Responsibilities
You agree to:
Use this website only for lawful purposes
Provide accurate, complete, and up-to-date information
Maintain the confidentiality of your login credentials
Notify us immediately of any unauthorized use of your account
You are solely responsible for any activity that occurs under your account.
- Loan Applications and Financial Advice
Submitting a loan application through our website does not guarantee approval. All applications are subject to eligibility, credit checks, and regulatory requirements.
Our financial advice and educational content are for informational purposes only and do not constitute professional financial, legal, or tax advice. You should consult a qualified professional before making any financial decisions.
- Intellectual Property
All content on this website—including text, graphics, logos, and software—is the property of moraybay Financial Solutions or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, modify, distribute, or display any part of this website without prior written consent.
- Limitation of Liability
To the fullest extent permitted by law, moraybay Financial Solutions shall not be liable for:
Any indirect, incidental, or consequential damages
Loss of data, profits, or revenue
Errors or omissions in content
Unavailability or delays in service
Use of the website is at your own risk. All services are provided “as is” and “as available.”
- Third-Party Links
Our website may contain links to third-party websites or services not owned or controlled by us. We are not responsible for their content, privacy policies, or practices. Use them at your own discretion. - Modifications to the Terms
We reserve the right to modify or replace these Terms at any time. Changes will take effect immediately upon posting. Your continued use of the site constitutes your acceptance of the revised Terms. - Governing Law
These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law provisions. - Contact Us
If you have any questions or concerns about these Terms and Conditions, feel free to reach out:
📧 Email: legal@moraybay-tins.com
📍 Address: [Insert Business Address]
📞 Phone: [Insert Phone Number]